  |          |                 To open your 811 digital bank account in an instant, all you need is your Aadhaar and PAN. This will open up a new world of banking to you, all easily & conveniently accessible from your phone on the award-winning, best-in-class Mobile Banking App.   
  |          |        | Benefits: |         |        |   |         |         |              |   |        | *Earn 6% p.a. interest on Savings Account balance over ₹1 lakh and up to ₹1 cr. Earn 5% p.a. interest on Savings Account balance up to ₹1 lakh and 5.5% p.a. interest on Savings Account balance above ₹1 cr. Applicable for Resident Accounts only. Interest rates are subject to change from time to time. Please visit www.kotak.com for the latest information on interest rates. #Scan and pay through your Kotak Mobile Banking App at select in-store outlets. |          |        |   |               |         |   |         |        |   |              Please do not reply to this mail as this is an automated mail service.  |          |          |    |          |          |          |   
  
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